Know where every card stands.
One number per card: what you've claimed against what it costs. Everything still to use sits right below it.
See what expires next.
Every credit with money left, soonest first: where to use it, how much, and the days to go. Filter by card or category to find what you need.
Use it before it resets.
Every purchase lands on a receipt for the credit: what the credit covered and what you paid, line by line, all year. Connect your cards and Ruby fills it in automatically.
A nudge before it’s gone.
Ruby reminds you before a credit resets: how much is left, on which card, and when. Tap Use it to open the app that spends it.
Reminders arrive before the reset, not after.
Count what you saved.
Brought guests to a Centurion Lounge? Log the date, the lounge and what it would have cost. It adds to your total, so you see what your card really gave back.
Stop digging for your numbers.
Hotel, airline, rental car, Global Entry, Priority Pass. Keep every member number in one place, and copy it in a tap at the counter.
News about your cards.
Transfer bonuses, new partners and benefit changes, marked when they touch a card you hold, with a link to the source.
When you win, we win.
Ruby is free to use, including one connected no-fee card. (for the first 1,000 users) Add every card when you're ready. If your cards pay off, we've done our job.
Track every card yourself, and connect one no-fee card. Free connections are limited.
Connect all your cards through Plaid, and let Ruby keep track for you.
$95.88 if paid monthly · Save 37%
Every card connected, for a full year.
*For the first 1,000 users.
Your bank login stays with your bank.
Ruby never stores card numbers or bank logins. Bank connections will run through Plaid, so you'll sign in on your bank's own page and we never see your login.
Ask Ruby. It knows your wallet.
